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Trip Cancellation Insurance

What Is Trip Cancellation Insurance?


You likely saved for months for your upcoming trip. What happens if you suddenly can’t go? Many travel suppliers, including hotels and airlines, will not give you a full refund if you’ve prepaid expenses and have to cancel your trip. That’s why trip cancellation insurance exists.

Trip cancellation insurance is the most popular feature of Arch RoamRight’s trip insurance plans. It can protect you from losses that may occur when you have to cancel a trip, experience travel delays, or must return home early for a covered reason.

Covered Reasons For Trip Cancellation

Arch RoamRight’s insurance plans allow for a number of covered reasons for trip cancellation. These may include:*

  • Sickness, injury and death of you, your travel companion, your destination host, or your family
  • Jury duty, subpoenaed, etc.
  • Destruction of primary residence
  • Traffic accident while en route to your destination
  • Terrorist attack in your destination
  • Revocation of military leave
  • Worker’s strike
  • Weather events
  • Bankruptcy of your travel supplier
  • Being terminated or laid off from a job
  • Natural disaster
  • You discover you’re pregnant
  • A family member is giving birth
  • The school year is unexpectedly extended

The benefit limits differ between Arch RoamRight plans. To see which travel insurance policies fits your needs, compare Arch RoamRight's plans.

*For a complete listing and details, please refer to your policy.

What Is Not Covered Under Trip Cancellation Insurance

There are a number of instances that are not covered reasons for trip cancellation under standard Arch RoamRight trip cancellation insurance plans. 

These include, but are not limited to:†

  • Changing your mind about traveling
  • Less than optimal weather, such as no snow on a ski vacation, or rainstorms on a beach vacation
  • War, invasions, hostilities between nations or civil war

†For a full list of exclusions, please refer to your policy.  

Plans With Trip Cancellation Insurance

Most RoamRight plans include trip cancellation insurance. These include:

Articles Related to Trip Cancellation

Non-Refundable Flights & An Emergency: What To Do

Learn from a travel expert on what to do when you have to cancel your flight in an emergency. Read More ->

Why You Should Purchase Your Travel Insurance Early

There are many benefits to purchasing your travel insurance policy as early as possible, many of which center around trip cancellation. Read More ->

What To Do When Weather Impacts Your Travel

We have all been there before: trip planned, everything booked, and then a major weather event rolls through. It is a stressful situation, but as long as you do your due diligence ahead of time, you’ll be OK. Read More ->

The Arch RoamRight™ and the RoamRight® mark is used by Arch Insurance Company and owned by its parent company, Arch Capital Group (U.S.). Insurance coverages are underwritten by Arch Insurance Company, NAIC #11150, under certain policy series, including LTP 2013 and amendments thereto. Certain terms, conditions, restrictions and exclusions apply and coverages may vary in certain states. In the event of any conflict between your policy terms and coverage descriptions on this website, the terms and conditions of your policy shall govern. Click here for privacy notice.
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