Claims FAQs
How do I file a claim?
Click on this button to be taken to the Arch RoamRight claims website.
Each claim form includes instructions and lists the required documents - such as receipts - to be submitted for that type of claim.
How long will it take for my claim to be reviewed?
You will receive an email notice when we receive your claim. If more information is needed, we will contact you at that time. When required documentation is missing, it takes longer to process a claim, since we must then request and wait for that documentation
to be submitted. This is why it’s important to save and gather any receipts prior to submitting your claim.
What happens if I have a medical emergency while on my trip?
Contact our international emergency assistance provider at one of the following phone numbers:
Toll-free within the US: 1-855-286-8348
Direct outside the US: 1-443-279-7335
These numbers are also located on the ID card that can be found in the Confirmation of Benefits you received when you purchased your insurance plan. Their contact information is also located in your
policy.
What if I change my mind and decide not to take my trip? Will my claim be covered?Â
Changing your mind is not a covered reason for trip cancellation. Trip cancellation coverage only applies for the named Unforeseen events listed in your policy (subject to all plan provisions).
How do I appeal the claim decision?
Claim appeals should be submitted in writing along with any additional documentation or explanation in support of your claim.
Why do I need to submit proof of payment?
The proof of payment gives us confirmation of what was paid, when payment was made and to whom payment was made, all of which are necessary to accurately assess your loss.Â
My airline ticket is non-refundable. Why are you checking if I received a refund?Â
In some circumstances, an airline may issue a refund or partial refund on a non-refundable ticket.
Why are you requesting medical information?
Medical information may be needed to confirm whether or not a condition is covered under your plan. It also allows us to review and determine if other plan provisions apply.
How can I check the status of my claim?
You can check the status of your claim after you
sign up for an account on the RoamRight website, or by visiting www.roamrightclaims.com.
You can also call us ![]()
855-762-6252
, Monday – Friday, 9am – 5pm Eastern, or email
claims@roamright.com.Â
Who can I call to discuss my claim?Â
Please call us 855-762-6252
, Monday – Friday, 9am – 5pm Eastern, and ask for the claims examiner managing your claim. You can also email
claims@roamright.com.