Traveling with Babies: Do You Need Travel Insurance for Your Babies?

If life provided you with manuals, the one for traveling with a baby would be pretty thick. Luckily, although traveling with a baby can present its own unique set of challenges, travel insurance may be able to provide some reassurance.

Yes, Babies Should Be Covered By Travel Insurance, Too

Medical Coverage

As with anyone else, babies are susceptible to a variety of situations that could happen while traveling, including falling ill. If your health insurance does not provide coverage when traveling and you neglect to purchase a travel insurance plan, you could end up paying expensive medical bills out of pocket. Arch RoamRight’s travel insurance plans include emergency medical benefits can provide coverage for an injury or sickness diagnosed by a physician as requiring immediate care. In the unfortunate case that this happens to you or your baby while on your trip, having travel insurance could ensure that you’re not stuck with outstanding medical fees, allowing your baby to get the care they need while on your trip.

Beyond providing coverage in the event of a medical emergency, all Arch RoamRight insureds have access to a 24/7 emergency assistance line which puts trained emergency travel assistance providers at your fingertips. They also can help you find quality, local medical care and provide translation services if needed. If you’re in a foreign country and have a sick infant, it is important to be able to understand and trust the local doctors.

Trip Cancellation and Trip Interruption

Should an occasion arise that prevents you from traveling to or remaining in your destination, travel insurance may be able to provide a trip cancellation or trip interruption benefit. For example, if you or your baby gets sick right before or during the trip, you may be eligible for coverage.

One Child Covered Included With One Insured Adult

Arch RoamRight puts family first by including coverage for one child (under age 18) for each related adult policy purchased for our Elite, Preferred, Essential, Pro and Pro Plus plans. By doing this, your child receives the same protections that you do under your purchased policy, at no additional cost. This includes benefits such the ones mentioned above, as well as several others. For details on the additional coverages, refer to the plan’s Description of Coverage.

I’m Pregnant and Planning on Traveling with My Child Once I Give Birth

If you’re pregnant and planning to purchase travel insurance for your trip, you can always purchase your policy now, and call us back when the baby is born to provide us with the name and date of birth. No additional charge for that child’s coverage will be issued if you still meet the 1:1 related adult to child (under age 18) ratio. However, if that child does not meet the 1:1 ratio, additional coverage can still be purchased for them.

If you are planning to travel while pregnant, read our blog post on how travel insurance works with pregnancies to learn more about the coverage available to those who are pregnant and how pregnancy can affect travel.

Note: Available plans and coverages may have changed since this blog was published.