Five Unusual Situations Travel Insurance Can Help

Perhaps in the past you've considered travel insurance, but didn't think it was right for you or your style of travel. Well, here are a few situations where I bet you didn't know travel insurance can be very helpful to have.

1. Bigfoot steals your skis

While it may not be Bigfoot, there’s a real danger to traveling with expensive goods, including skis. Imagine that you’ve just checked into your beautiful chalet in the Swiss Alps. The fire is roaring and you’re escorted to your beautiful room with amazing views of the slopes you’ll soon be shushing down. Your anticipation builds and you can’t wait to get down to the change room and hit the slopes. That’s when you realize that you won’t be doing much skiing, as your skis have somehow disappeared. Bags and other goodies lying around in hotel lobbies can sometimes walk off; they’re just too tempting for some thieves. The extra baggage coverage in the RoamRight Adventure plan is the thing to use here, especially since it covers your stuff throughout the trip and not just at the airport. Also, beware of Bigfoot.

2. Break your leg in Thailand while volunteering to help rescued elephants

It’s long been your dream to volunteer at the Elephant Nature Park, which helps rescued elephants from around Thailand. While the elephant is sacred in Thailand, many people sadly abuse them which is why the work done at the park is so important. Imagine one day while cleaning up after these massive animals, you slip, fall and break a leg. After you get to a hospital, how do you pay for the doctor and other fees? Well, volunteers need coverage too, and our travel medical insurance is perfect for this situation. So now you can fulfill that dream and rest easy that if the worst happens, you’ll be taken care of.

3. Road warrior fatigue

Are you on the road for work several times a year? Do you see more conference rooms than soccer practices? Well, instead of taking out a separate plan for each trip, you can get special business travel insurance tailored for your needs on an annual basis. Not only are the typical benefits included, but we have extra special services just for business travelers including:

• Emergency cash transfers
  
• Translation services
  
• Concierge Services
  
• Rental car and airline reservations

4. Your new husband eats bad fish

You’ve been planning this trip for months, but have thought about it for years. Your honeymoon - that special time for you and your new spouse to relax and have fun after the stress of planning a wedding. Until he eats that ceviche you thought looked dodgy. The next week is spent bringing him ginger ale after an expensive visit to the doctor. Don’t let those bills, or the fact that you have to fly home early cause you financial stress. Did you know that we offer insurance that covers honeymoons? Well, we do and if there’s any trip you want to protect, it’s this one. Also, don’t eat dodgy fish.

5. Disaster at Pebble Beach

Getting lessons from a club pro at Pebble Beach has been on your bucket list for as long as you remember. Playing the same course that defined golf legends like Watson and Woods is almost too much to take in. Before playing a round though, you organized some lessons with the on-site pro. Walking up to the driving range, a golfer worse than you hits a stray shot and bonks you right in the forehead. We understand that the bad things can happen when you’re on a sports related trip, and we built a plan just for this situation. With the right policy, you’ll be covered when the ER doctor takes a look at your now-tender melon, as well as that lesson you pre-paid for.

Was there a time when travel insurance saved you? Share with us in the comments below.

Note: Available plans and coverages may have changed since this blog was published.